Legal
Terms of Service
Effective date: 2026-09-02
These terms govern your use of Cook County Records at cookcountyrecords.com. They are written to be read in a few minutes: what we provide, what each plan allows, how billing works, and the limits of public-records data.
1.What the service is
Cook County Records (“we”, “us”) assembles public records published by Cook County agencies — the Assessor, the Board of Review, Cook County GIS — and FEMA, alongside reviewed municipal and other official sources. Property records are linked by the county’s 14-digit parcel number. Search, maps and reviewed findings distinguish records, calculations and possible effects. Coverage includes the towns listed on the home page; availability and source coverage vary by town.
We are not a government agency, a title company, an appraiser, a broker, or a law firm. Nothing on the site is a title search, an appraisal, a tax bill, or legal advice.
2.Accounts
You must be at least 18 to create an account. Keep your password private; you are responsible for activity under your account. Tell us at support@cookcountyrecords.com if you believe it has been used without your permission. We may suspend or close accounts that violate these terms.
3.Plans and who may use them
Public (free) access lets anyone browse the map and factual parcel fields. Personal and Pro are licensed for individual use only: one person, for that person’s own research or purchasing decisions. They may not be used on behalf of a business, shared across a team, or used to build a product or dataset for others.
Commercial API is the plan for business use — companies, brokerages, lenders, investors, and anyone using the records in the course of trade. Commercial use of Personal or Pro is a breach of these terms and may be treated as use of the Commercial API plan at its list price. Firms that only need a list may buy a Trade territory list or Appeal season pass instead; those carry their own license (see One-time purchases).
What counts as commercial use
Any use by or for an organization, any resale or redistribution, any use that informs marketing to the people named in the records, and any use inside software, reports, or services you provide to others.
4.Acceptable use
You agree not to:
- scrape, crawl, bulk-download, or otherwise extract records from the site other than through a purchased lead list or the Commercial API plan once it is available;
- share an account, circumvent plan limits, or resell access;
- use the records to harass, stalk, discriminate against, or threaten any person, or for any purpose prohibited by law, including decisions governed by the Fair Credit Reporting Act (we are not a consumer reporting agency and the data may not be used for credit, employment, insurance, or tenant screening);
- interfere with the service, probe its security, or overload it;
- misrepresent estimates or inferences as official records.
5.Data accuracy and estimates
Records are shown as published by the issuing agency and may be incomplete, delayed, or wrong at the source. Each fact carries its source and the date that source was last updated. We do not verify records against deeds or field inspections.
Fields labeled estimate or inferred (market value, annual tax, zoning, occupancy, relationships between people or companies, replacement timelines for building systems) are produced by models from public data. They are not appraisals, inspections, or statements of fact. Verify anything that matters with the county, the recorder of deeds, and a licensed professional before acting on it.
See the Methodology page for how each value is produced and which are facts versus estimates.
6.Subscriptions, renewal, and cancellation
Paid plans are billed monthly in advance and renew automatically until you cancel. Prices are shown on the Pricing page at the time you subscribe; we give at least 30 days’ notice by email before a price change applies to an existing subscription. Payments are processed by Stripe; we do not store card numbers.
You can cancel at any time from your account page. Cancellation takes effect at the end of the current billing period, and you keep access until then. Charges already made are not refunded — see the Refund Policy.
7.One-time purchases and lead-list license
Three products are sold once, not as subscriptions, and are delivered digitally the moment payment clears:
- Appeal brief ($49) — unlocks the appeal builder for one parcel (PIN) so you can build, print and rebuild its evidence brief. The brief is a compilation of public records and computed comparisons, not legal advice. The Assessor and the Board of Review decide every appeal; no reduction is guaranteed.
- Trade territory list ($299) and Appeal season pass ($495) — a CSV of parcels in the town selected at checkout with the county’s owner of record: name, ownership type, owner city, and an occupancy inference. No mailing street is included. The file downloads from your account page for as long as we offer the list, and its rows are recomputed from the current data release at each download.
Lead-list license
A purchased list is licensed to one firm — the business that paid — for its own marketing and research. You may not resell, sublicense, publish, or share it outside the firm, and you may not merge it into a product or dataset for others. You are responsible for complying with marketing law when you use it, including CAN-SPAM, the TCPA, and Do-Not-Call rules. It may not be used for credit, employment, insurance, or tenant-screening decisions; we are not a consumer reporting agency. If we notify you that an owner has asked to be withheld, delete that row from every copy within ten business days. The list is provided as the county published it, without warranty of accuracy or deliverability.
These products are not refundable — all sales are final, except for the billing errors listed in the Refund Policy. The bulk-download restriction in Acceptable use does not apply to a list you have purchased.
8.Commercial API pre-sale
The Commercial API is not yet live. Subscribing during the pre-sale means:
- you are billed monthly from the date of purchase at the pre-sale rate;
- you receive Pro-level access to the website immediately;
- when the API launches you receive API credentials and keep the pre-sale rate for as long as the subscription stays continuously active;
- you may cancel at any time; charges already made are not refunded.
We will announce the launch date by email. Launch timing is an estimate; if the API has not launched within twelve months of your purchase you may cancel, or keep the pre-sale rate for as long as you stay subscribed; charges already made are not refunded.
9.Intellectual property
The underlying public records belong to the public. Our selection, arrangement, labels, models, estimates, software, and design are ours. You may use what you view for the purpose permitted by your plan; you may not copy the compilation or the models.
10.Disclaimers and limitation of liability
The service is provided “as is” and “as available” without warranties of any kind, express or implied, including accuracy, completeness, merchantability, or fitness for a particular purpose.
To the fullest extent permitted by law, we are not liable for indirect, incidental, consequential, or punitive damages, or for any loss arising from reliance on the records or estimates. Our total liability for any claim is limited to the amount you paid us in the twelve months before the claim.
11.Changes to these terms
We may update these terms. Material changes are announced by email to subscribers and on this page at least 14 days before they take effect. Continuing to use the service after that date means you accept the updated terms.
12.Governing law and contact
These terms are governed by the laws of the State of Illinois, without regard to its conflict-of-law rules, and any dispute will be brought in the state or federal courts located in Cook County, Illinois.
Questions: support@cookcountyrecords.com or the Contact page. Notices on paper: Cook County Records, 205 West Touhy Avenue, Suite 328, Park Ridge, IL 60068.